(ARA) - With high gas prices and unemployment rates soaring, we can all agree that the economy is struggling. Even in tough economic times, there are some simple things each of us can do to make a difference in our lives. We can start by asking the right questions.

As an environmentally aware consumer, you choose products that are made from natural ingredients and manufactured in eco-conscious ways. Now it's time to take a look at how products are packaged, and how that packaging affects the environment.

When it comes to credit, knowing fact from fiction and understanding how to act is critical. Here are some common credit myths that may be preventing you from engaging in effective credit management...

Halloween is the season of dress-up, make-believe and fun. This year some thrill seekers may want to consider Halloween alternatives to provide a new twist on an age-old event. Going green for Halloween can extend the positive theme of protecting the environment even during this season of dress-up and make believe.

Teaching your children the value of fiscal and social responsibility may seem like a challenge in any economy. There is good news. By financially educating your children early you will empower them and yourself. With the holidays approaching, and your children now in school, this is the perfect time to teach them these important life skills.

How does an unlikely duo like Ernest Borgnine and Andy Baldwin (a star of TV's "The Bachelor") end up hanging out together in cyberspace? They were both in the Navy and, with the new Navy Log Website, now everyone can be involved.

While most American women consider their master bathroom a comfy, relaxing and private space where they can do as they please, the guest bathroom is an entirely different story -- a decidedly "public" space in the home where even the most basic rules of etiquette are often abandoned.